Financial Planning Archives - Mymoneysage Blog

Should you invest in Company Fixed Deposits – Corporate FDs?

November 12, 2018 | by Research Desk | Advisor Zone, Financial Planning, Fixed Income, Investment Planning, Personal Finance, Tax Planning

Here is all you should know before investing in a Company – Corporate Fixed Deposits… If you are fixed deposit investor, I am sure you will look for the Bank that offers the highest interest rate, an alternative to Bank FD is company fixed deposits or corporate fixed deposits. Company fixed deposits provide higher interest rates than Read more...
9 Mutual Fund investing myths busted

October 31, 2018 | by Research Desk | Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Retirement Planning, Small Savings, Tax Planning

Here is a list of Mutual Fund myths that you should be aware of… Very few people realize that investing in mutual funds for the long term is one of the smartest and safest ways of building wealth. Commonsense, discipline and patience are all you need to create a large corpus by investing in mutual Read more...
Should NRIs invest in Indian Real Estate ?

October 11, 2018 | by Research Desk | Advisor Zone, Financial Planning, NRI, Real Estate, Tax Planning

Here are the details that NRIs should know before investing in Indian Real Estate A significant chunk of the real estate investors in India are NRIs. Let us evaluate the financial implications as well as the rules and regulations to determine whether its profitable for NRIs to invest in Indian Real estate. What types of Read more...
How to become a Registered Investment Advisor (RIA) in India

September 27, 2018 | by Research Desk | Financial Planning, Insurance Planning, Investment Advisor, Investment Planning, Personal Finance, Retirement Planning, Tax Planning

Here are the details that you should be know to become a Registered Investment Advisor (RIA) in India, Before SEBI RIA regulations, anyone could start working as an investment adviser. Therefore to protect the interests of investors, the capital markets regulator SEBI introduced the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013. These Read more...
NRIs guide to Mutual Fund investments in India

September 20, 2018 | by Research Desk | Financial Planning, NRI

Here are important guidelines for NRIs to invest in Indian Mutual Funds… Mutual Funds are one of the ideal investment options for NRIs, owing to better returns and lesser personal involvement. . The Indian economy, being one of the fastest growing economies in the world, attracts investors from all over the world. NRIs are not Read more...
Financial checklist when your child turns major

July 27, 2018 | by Research Desk | Financial Planning, Investment Planning, Personal Finance

Here is a financial checklist to refer to when your child turns major. When your children turn 18, it is no doubt, a major milestone for them as well as you! You would be happy to see your child grow into a young adult. At 18 years, your children become eligible to vote to choose the Read more...
Hybrid Funds: Benefits & types post Mutual fund recategorization

July 17, 2018 | by Research Desk | Financial Planning, Investment Planning, Mutual Fund

Here are the types of Hybrid Funds post SEBI’s Recategorization & Rationalization of Mutual Funds Prior to Recategorization of Mutual Funds by SEBI, investors referred to different mutual fund schemes as equity, debt and balanced. The term “balanced fund” was usually used to denote an equity-oriented hybrid fund. Though there were many other types of hybrid Read more...
Should Dynamic Equity Funds be a part of your investment portfolio?

July 13, 2018 | by Research Desk | Financial Planning, Investment Planning, Mutual Fund

Why Dynamic funds should be a part of your investment portfolio? There are many mutual fund schemes in the market ranging from equity, debt, hybrid, index, dynamic, thematic etc. Some are actively-managed funds, and some are passive. One type of scheme that is often less explored is dynamic funds, also known as self-balancing funds. Just Read more...
Seek Financial advice only from an RIA(Registered Investment adviser)

June 26, 2018 | by KishorKumar Balpalli | Financial Planning, Investment Planning

Should you be seeking financial advice from a Distributor/Agent or should go with only a Registered Investment adviser Whenever you come across the term Investment Adviser, I am sure you will imagine either an Insurance agent wanting to sell you a policy or a stockbroker eager to give you tips on what shares to buy, Read more...
15 Home loan hidden charges that you should know

May 21, 2018 | by Research Desk | Financial Planning, Loans, Personal Finance

Here is a list of 15 home loan hidden charges that you should be aware of… Home loans are one of the most widely availed loans and well-regulated as compared to other loans. However, home loans are not free from hidden charges which are built into the total loan amount sanctioned. Such hidden charges carry no Read more...