Investment Planning Archives - Mymoneysage Blog

Can I switch regular plan of an ELSS fund to direct plan ?

December 14, 2018 | by Research Desk | Advisor Zone, Investment Advisor, Investment Planning, Mutual Fund

IF you are looking to switch your ELSS MF units from Regular to Direct plan, here is what you should know… ELSS mutual funds have a mandatory lock-in period of 3 years. You can switch from the regular plan of an ELSS mutual fund to the direct plan after the lock-in period of 3 years. Read more...
Should you invest in Company Fixed Deposits – Corporate FDs?

November 12, 2018 | by Research Desk | Advisor Zone, Financial Planning, Fixed Income, Investment Planning, Personal Finance, Tax Planning

Here is all you should know before investing in a Company – Corporate Fixed Deposits… If you are fixed deposit investor, I am sure you will look for the Bank that offers the highest interest rate, an alternative to Bank FD is company fixed deposits or corporate fixed deposits. Company fixed deposits provide higher interest rates than Read more...
9 Mutual Fund investing myths busted

October 31, 2018 | by Research Desk | Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Retirement Planning, Small Savings, Tax Planning

Here is a list of Mutual Fund myths that you should be aware of… Very few people realize that investing in mutual funds for the long term is one of the smartest and safest ways of building wealth. Commonsense, discipline and patience are all you need to create a large corpus by investing in mutual Read more...
How to set up an online SIP in a direct mutual fund

October 23, 2018 | by Research Desk | Advisor Zone, Investment Advisor, Investment Planning, Mutual Fund

Here are the details that help you set up an online mutual fund SIP in a direct plan, How to set up an online SIP in a direct plan of mutual fund Here is how you can set up an online SIP in a mutual fund direct plan. Mutual funds have two types of plans – Read more...
The Best Liquid Funds to invest in 2018-19

October 9, 2018 | by Research Desk | Insurance Planning, Investment Advisor, Investment Planning, Mutual Fund, Tax Planning

Here are the Best Liquid Funds for 2018-19 Investors who are looking for safety and liquidity prefer to invest in liquid funds. In this article, we will help you to understand what liquid funds are, how to use them and how they are taxed. We will also provide a list of what in our opinion Read more...
How to become a Registered Investment Advisor (RIA) in India

September 27, 2018 | by Research Desk | Financial Planning, Insurance Planning, Investment Advisor, Investment Planning, Personal Finance, Retirement Planning, Tax Planning

Here are the details that you should be know to become a Registered Investment Advisor (RIA) in India, Before SEBI RIA regulations, anyone could start working as an investment adviser. Therefore to protect the interests of investors, the capital markets regulator SEBI introduced the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013. These Read more...
Should an Non-Resident Indian(NRI) invest in Indian equity market

August 16, 2018 | by KishorKumar Balpalli | Investment Planning, NRI, Personal Finance

Here are the details that a Non-Resident Indian(NRI) needs to know while investing in Indian Equity Market The Indian growth story has so far been remarkable. The World Bank has projected that Indian economic growth will be around 7.3% for the fiscal year 2018-19 and 7.5% for the fiscal year 2019-2020. This stable economic growth Read more...
Financial checklist when your child turns major

July 27, 2018 | by Research Desk | Financial Planning, Investment Planning, Personal Finance

Here is a financial checklist to refer to when your child turns major. When your children turn 18, it is no doubt, a major milestone for them as well as you! You would be happy to see your child grow into a young adult. At 18 years, your children become eligible to vote to choose the Read more...
Hybrid Funds: Benefits & types post Mutual fund recategorization

July 17, 2018 | by Research Desk | Financial Planning, Investment Planning, Mutual Fund

Here are the types of Hybrid Funds post SEBI’s Recategorization & Rationalization of Mutual Funds Prior to Recategorization of Mutual Funds by SEBI, investors referred to different mutual fund schemes as equity, debt and balanced. The term “balanced fund” was usually used to denote an equity-oriented hybrid fund. Though there were many other types of hybrid Read more...
Should Dynamic Equity Funds be a part of your investment portfolio?

July 13, 2018 | by Research Desk | Financial Planning, Investment Planning, Mutual Fund

Why Dynamic funds should be a part of your investment portfolio? There are many mutual fund schemes in the market ranging from equity, debt, hybrid, index, dynamic, thematic etc. Some are actively-managed funds, and some are passive. One type of scheme that is often less explored is dynamic funds, also known as self-balancing funds. Just Read more...