Investment Planning Archives - Mymoneysage Blog

Inheritance rights of Woman: Here is how to secure | My Money Sage

August 20, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Personal Finance

Women have always faced discrimination and have not been able to inherit ancestral property due to several reasons. As a woman you need to be aware of your inheritance rights whether as a wife, daughter, mother or a sister. Get your financial plan done by a Registered Investment Advisor. Its FREE, but spots are limited. . Register now Read more...
How does expense ratios affect your Mutual Fund returns | My Money Sage

August 19, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Mutual Fund, Personal Finance, Tax Planning

Its a zero-sum game, the higher the expense ratio, lower will be your Mutual Fund returns. The expense ratio of a mutual fund is the annual fee that the fund house charges for managing your money. A lower yearly expense will boost your returns and help you to accumulate a more substantial corpus in the Read more...
5 reasons to invest in REITs and InvITs | My Money Sage

August 2, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, NRI, Personal Finance, Real Estate, Retirement Planning

While investing in Real Estate retail investors face two challenges one is the ticket size and the other one is liquidity, this is where REITs and InvITs come handy. Get your financial plan done by a Registered Investment Advisor. Its FREE, but spots are limited. . Register now What are REITs and InvITs? Real Estate Investment Trusts (REITs) Read more...
7 Money Lessons from Boris Becker & Mike Tyson | My Money Sage

July 9, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Retirement Planning

Tennis star Boris Becker and heavyweight boxing champion Mike Tyson have a lot in common. Becker was the youngest champion to win the men’s singles trophy at Wimbledon at the age of 17. He was also the youngest winner of a Grand Slam title in men’s singles. Tyson became the youngest heavyweight boxing champion at the age of 20. And, both of them went from riches to rags. Get your financial plan done by a Registered Read more...
Guide to choose the right Debt Fund for your Portfolio | My Money Sage

July 2, 2019 | by KishorKumar Balpalli | Financial Planning, Fixed Income, Investment Planning

A debt fund provides diversification and stability to a mutual fund portfolio. Usually, there is an inverse correlation between debt and equity investments, so when one goes down, the other often goes up. Get your financial plan done by a Registered Investment Advisor. Its FREE, but spots are limited. . Register now A portfolio that includes equity and Read more...
5 risks you should understand before investing in Mutual Funds | My Money Sage

June 25, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Advisor, Investment Planning, Personal Finance

Mutual funds offer many benefits, such as convenience, transparency, liquidity, low cost, flexibility, and diversification, but there are also certain risks associated with it. Indians have always preferred to invest in gold, real estate, and bank fixed deposits. Now, more and more people are opting to invest in mutual funds regularly through Systematic Investment Plans Read more...
5 Lessons that investors must learn from Bikebot & IMA scam | My Money Sage

June 24, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Personal Finance

One thing commendable about financial fraudsters is that they always come up with creative and innovative ideas to lure gullible investors, the regularity of investment frauds has shown how vulnerable our society is to such abuse. The recent expose of two significant investment frauds IMA and Bikebot are a case in point Get your financial Read more...
9 Things to Do When You Get your First Salary | My Money Sage

June 17, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Personal Finance

The first salary and the message that it is credited to your bank account is an exceptional and satisfying feeling for anyone who has just started earning. And, if this is your case, you might have started jumping in joy and excitement, planning to make the day a memorable one. But, hold on there and Read more...
10 NPS(National Pension Scheme) withdrawal rules that you should know | My Money Sage

June 8, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Retirement Planning

The government introduced the National Pension Scheme (NPS) to provide a regular income to retired people. The NPS offers a range of withdrawal options before and after retirement. Here we will look at the different options for withdrawal from the NPS. Let’s take a closer look at the NPS withdrawal rules that apply to different Read more...
13 Reasons for Indian Rupee Depreciation Against US Dollars

May 11, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Personal Finance

The Indian rupee has been depreciating against the US dollar since 1966, and Here we shall look at some of the reasons why the Indian Rupee (INR) has been depreciating against the US Dollar (USD). The INR is now close to the 70/USD level. Get insights on your personal finance by a Registered Investment Advisor. Its Read more...