Investment Planning Archives - Mymoneysage Blog

Value Investing v/s Growth Investing

Published date July 22, 2020 | by Research Desk | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning

Investing in stocks is an excellent way to grow wealth. Investing in stocks provides high returns due to the power of the compounding effect. Two of the most famous approaches to investing are Value Investing and Growth Investing. Both growth and value stocks can maximize value for investors, but the 2 schools of investing take Read more...
Solution-oriented mutual funds – Should you invest in them?

Published date June 29, 2020 | by KishorKumar Balpalli | Advisor Zone, Direct Mutual Fund, Investment Advisor, Investment Planning, Mutual Fund

Solution-oriented mutual funds are funds that have a portfolio that is meant to achieve a specific goal such as retirement planning or children’s education planning. It is a category of mutual funds which has unique features, objectives, and strategies to help investors meet a specific goal. These funds are open-ended hybrid equity schemes that have a minimum lock-in period. Read more...
Best Small Cap Mutual Funds to Invest in 2020

Published date June 26, 2020 | by Research Desk | Advisor Zone, Direct Mutual Fund, Investment Planning, Mutual Fund, Uncategorized

Small Cap mutual funds always invokes mixed reactions in investors. These funds promise higher returns compared to other categories; while also being high on the risk quotient. Investors are wary of the high risk associated with these funds and avoid it altogether. Get your financial plan done by a Registered Investment Advisor. Its FREE, but spots Read more...
How To Find Out Your Risk Tolerance?

Published date June 10, 2020 | by KishorKumar Balpalli | Financial Planning, Investment Advisor, Investment Planning, Uncategorized

When you hear the word ‘risk’, how do you feel? Do you see fear or opportunity? Do you imagine ‘apprehension’ or ‘thrill’? What about ‘investment risk’? Do you become worried that you will be left with no money? Or do you believe that risk is just an essential part of the investing process? Do you Read more...
Best Large Cap Mutual Funds to Invest in 2020

Last updated on June 12, 2020 | by Research Desk | Advisor Zone, Direct Mutual Fund, Financial Planning, Investment Planning, Personal Finance, Retirement Planning

Large Cap Mutual funds are equity mutual funds that invest at least 80% of their capital in stocks of companies, that are in the top 100 in terms of market capitalization. It would be interesting to see how actively managed Large cap mutual funds have fared in the recent market crash caused by Covid19. While Read more...
Small Savings Schemes Interest Rates Cut: Should You Invest?

Published date May 11, 2020 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Small Savings

The new financial year (2020-21) hasn’t been great with the stock markets continuing to fall. The widely popular savings schemes i.e. the small savings schemes interest rates have been cut by the Government. This includes the popular Public Provident Fund (PPF) and Kisan Vikas Patra (KVP). Why did the government cut the rates? Get your Read more...
Smart Money Lessons to Teach Your Kids

Published date April 25, 2020 | by KishorKumar Balpalli | Financial Planning, Investment Advisor, Investment Planning, Personal Finance

If you don’t show your children how to manage cash, another person will. And that’s why you need to teach your kids how to handle finances when they are young. There are many ways to give your children the head start you wish you had and set them Read more...
Banking Frauds: How should you protect your money?

Published date April 21, 2020 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Personal Finance

Do you know that Indian banking customers have lost over Rs.228 crores to banking frauds (debit card and net banking) last year? According to news reports, over 52,000 cases of bank fraud have been reported as of December 2019. This has resulted in Indian users losing Rs. 228 crores during that period. Get your financial Read more...
Value Investing – A Right Approach for Wealth Creation

Published date April 15, 2020 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Personal Finance

We look for value in everything we buy. Why not stocks and mutual funds? In fact, many investors and fund managers look at value before adding these investments to their portfolio. Thanks to Benjamin Graham and Warren Buffet, the value investing has been a popular strategy since the 1930s. Even though the value investing has changed Read more...
Recession 2020? Here is how to protect your finances

Last updated on April 20, 2020 | by Research Desk | Financial Planning, Investment Planning, Retirement Planning, Tax Planning, Uncategorized

Get Free evaluation of your investments & a financial plan done by a Registered Investment Advisor. Its FREE, but spots are limited. . Register now With rising defaults, fluctuating markets and plunging crude oil prices, having some cash sparing tips added to your repertoire could be Read more...