Investment Planning Archives - Mymoneysage Blog

3 Benefits of having Gold Allocation in your investment portfolio | My Money Sage

February 15, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Personal Finance, Tax Planning

If you are wondering whether Gold should be a part of your investment portfolio, then this is a must read for you. Usually, Investors, when constructing a portfolio tend to limit their diversification strategy to equity and debt thereby ignoring gold, let’s evaluate if it makes sense to add Gold to your portfolio Gold protects Read more...
Budget 2019: How will it affect your finances?

February 4, 2019 | by Research Desk | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Loans, Personal Finance, Provident Fund, Retirement Planning, Small Savings, Tax Planning

Stand-in Finance Minister Piyush Goyal presented the interim budget on February 1, 2019. It proposes tax breaks and sops that will have a positive impact on your finances. The new government that takes charge after the approaching elections will present a full budget. The interim budget proposes sops for the middle class, farmers, and unorganized Read more...
Beware of these misselling tactics by Banks & Agents

January 25, 2019 | by KishorKumar Balpalli | Financial Planning, Fixed Income, Insurance Planning, Investment Advisor, Investment Planning, Loans, Personal Finance

“If you don’t have a plan, you become part of somebody else’s plan.” Terence McKenna These words highlight the importance of having a financial plan and being an informed investor. The following story will help you to understand how misselling harms gullible customers: Get insights on your personal finance by a Registered Investment Advisor. Its FREE, Read more...
Should you benchmark your investment portfolio?

January 18, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

If you are wondering whether or how to benchmark your investment portfolio, this is must read for you. Most investors and advisors measure the performance of their portfolios against benchmarks. They use different yardsticks to measure the performance of their portfolio. Some of these yardsticks are index returns, category returns, expected returns, last year’s gains, Read more...
What is side pocketing and how does it affect Mutual funds?

January 16, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund

Read this article to understand how side pocketing can impact your mutual fund investments, Market regulator SEBI recently allowed debt mutual funds to “side pocket” stressed assets. This will enable them to separate bad and illiquid assets from the rest of the portfolio. It is then possible to trade the liquid assets at a separate Read more...
Should we time the market while investing in mutual funds?

January 8, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund

If you think timing the markets will give you more returns, there is a fair chance that you might be wrong. It isn’t easy to make money by timing the markets. Investors who try to time the markets usually lose out because of timing errors. You need to do research and invest with discipline and Read more...
Asset Allocation: The key to your financial success

January 2, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Planning, Mutual Fund, Personal Finance

If you believe that it’s the security or fund selection that is crucial to your financial success, you might be in for a surprise! Asset allocation provides stable risk-adjusted returns. If you get your asset allocation right, your portfolio will take care of itself. Most people search for the best mutual funds and try to Read more...
How P/E and market cap-to-GDP ratios can help you in investing

December 31, 2018 | by Research Desk | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

P/E and market cap-to-GDP ratios can be excellent indicators that you can rely on while investing in equities. Investors can use the price-to-earnings (P/E), and the market cap-to-GDP to make sense of market valuations. The market or index P/E ratio helps investors to determine whether it’s the right time to invest or exit. The market Read more...
How to reduce the number of mutual funds in your portfolio

December 28, 2018 | by KishorKumar Balpalli | Advisor Zone, Insurance Planning, Investment Advisor, Investment Planning, Mutual Fund

Like most investors, if your MF portfolio is overcrowded, read this to find out how you can cut down on the number of Mutual Funds. Many of us invest in mutual funds that are popular at different points in time. We end up with too many mutual funds of various types. Many mutual funds have Read more...
Best ways to invest a lump sum for your child’s future

December 24, 2018 | by Research Desk | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

If you are a parent looking to make a lump sum investment to build a corpus for your child’s future, this is a must read for you. A lump sum investment can help you to achieve your child’s long-term goals. Once you have invested a sizeable amount, you can relax and let compounding do the Read more...