Mutual Fund Archives - Mymoneysage Blog

Ratings of Direct plans Mutual Funds are lower than that of Regular plans, why?

March 18, 2020 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Mutual Fund

Do you know that there are many mutual funds whose direct plans have a lower rating than that of Regular plans? Does this defy logic? For instance, the BNP Paribas Multi Cap fund is a 4-star fund if you look at the direct plan. However, the regular plan seems to have a 5-star rating. Why Read more...
Here is how to include charity in your financial plan | My Money Sage

November 11, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Mutual Fund, Personal Finance

The concept of charitable financial planning is popular in international markets. This is now gaining popularity in India.There are many reasons why you might want to give money to charity. It could be because you want to help the needy or it could for your own emotional well-being. Whatever the reason, donations always make the Read more...
How does expense ratios affect your Mutual Fund returns | My Money Sage

August 19, 2019 | by KishorKumar Balpalli | Financial Planning, Investment Planning, Mutual Fund, Personal Finance, Tax Planning

Its a zero-sum game, the higher the expense ratio, lower will be your Mutual Fund returns. The expense ratio of a mutual fund is the annual fee that the fund house charges for managing your money. A lower yearly expense will boost your returns and help you to accumulate a more substantial corpus in the Read more...
Complete Investment Guide On Shariah Investment Portfolio In India | My Money Sage

April 5, 2019 | by KishorKumar Balpalli | Financial Planning, Mutual Fund, Personal Finance, Tax Planning

Sharia investments are also known as Halal investments. They encourage people to invest in a socially-responsible way according to Islamic principles. These investments have to follow a detailed set of Sharia requirements and rules. Shariah investments or Sharia compliant investments follow the principles of Islamic law. They encourage people to invest in a socially responsible Read more...
What is yield curve inversion? How does it impact markets | My Money Sage

March 25, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

An inverted yield curve shows that an economic slowdown may be imminent. The yield curve is one of the leading indicators that analysts use to predict the direction of the stock markets. In the United States, analysts have used it to forecast all the recessions in the last five decades. The yield curve has not Read more...
6 Simple Steps To Reach Realistic Financial Goals | My Money Sage

March 21, 2019 | by KishorKumar Balpalli | Advisor Zone, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

It’s important to have big dreams, but it isn’t easy to turn your dreams into reality. Pick goals that you are passionate about and believe that you can achieve them. Make realistic plans that you can meet and track your progress. Here are six simple steps to reach your financial goals, “Set your goals high, and don’t Read more...
8 Commonly Used Mutual Fund Terms & Jargons A Newbie Investor Must Know | My Money Sage

March 8, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Mutual Fund, Personal Finance

Mutual fund advisers use jargon that can be quite confusing for newbie investors. Here we discuss some of the most commonly used mutual fund terms. Knowledge of these terms will help you to understand what your financial adviser says. Mutual fund advisers use jargon that can be quite confusing for newbie investors. Here we discuss Read more...
Father Of The Index Funds, John Bogle transformed mutual funds | My Money Sage

March 6, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

Your mutual funds would not have generated the kind of returns you are getting if it weren’t for him. As mutual fund investors, we need to thank Bogle for helping us to get more from our mutual funds John Bogle changed the mutual fund industry by reducing costs and helping investors to earn higher Read more...
Should you benchmark your investment portfolio?

January 18, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund, Personal Finance

If you are wondering whether or how to benchmark your investment portfolio, this is must read for you. Most investors and advisors measure the performance of their portfolios against benchmarks. They use different yardsticks to measure the performance of their portfolio. Some of these yardsticks are index returns, category returns, expected returns, last year’s gains, Read more...
What is side pocketing and how does it affect Mutual funds?

January 16, 2019 | by KishorKumar Balpalli | Advisor Zone, Financial Planning, Investment Advisor, Investment Planning, Mutual Fund

Read this article to understand how side pocketing can impact your mutual fund investments, Market regulator SEBI recently allowed debt mutual funds to “side pocket” stressed assets. This will enable them to separate bad and illiquid assets from the rest of the portfolio. It is then possible to trade the liquid assets at a separate Read more...