Wealth Management Services for HNIs, UHNIs & Global Indian Families
Fee-only, fiduciary wealth management built around you.
Wealth management is more than selecting investments. As wealth grows, decisions around investments, liquidity, taxation, business interests, real estate, estate planning, succession and global assets become increasingly interconnected.
myMoneySage provides fee-only wealth management services for HNIs, UHNIs, entrepreneurs, business owners, CXOs, NRIs and families.
We are a SEBI Registered Investment Adviser, providing independent, fiduciary advice without building our business around commissions from financial products.
SEBI Reg: INA200014247
STANDARD
Fee-Only
GOVERNANCE & FIDUCIARY DISCIPLINE
100% UNBIASED
Zero product commissions. Uncompromising fiduciary stewardship protecting multi-generational balance sheets.
THE FRAMEWORK
Our approach is simple:
A disciplined, mathematically sound methodology engineered to remove emotion and structural conflicts.
Stage One
Understand your wealth.
Stage Two
Define your objectives.
Stage Three
Build the strategy.
Stage Four
Review it continuously.
Private Wealth Management, Without Product Bias
Your wealth may span financial investments, real estate, business interests, ESOPs, international assets and other significant holdings.
We look at these as parts of one overall wealth strategy, rather than as individual products.
Our wealth management approach brings together investment management, financial planning, estate and legacy planning, business-owner wealth, NRI and cross-border considerations, alternative investments and global diversification.
ALLOCATION
Integrated Plan
CROSS-BORDER
NRI & Global Desk
LEGACY
Estate Structuring
UNCONSTRAINED ARCHITECTURE
Product Agnostic. Asset-Class Agnostic. Geography Agnostic.
No Distribution Constraints
We do not believe your portfolio should be constrained by the products or asset classes offered by a financial intermediary.
Independent Mandate
Broad Asset Coverage
Depending on your circumstances and suitability, we can evaluate equities, mutual funds, ETFs, fixed income, PMS, AIFs, REITs, InvITs, GIFT City opportunities, international investments and other eligible avenues.
Suitability Driven
Global Perspective
We also consider significant real estate, business interests and other assets when assessing the overall composition, liquidity and risk of your wealth.
Our approach is geography agnostic, subject to applicable regulations, taxation and suitability.
Jurisdiction Fluid
Comprehensive Asset Evaluation Universe
REGULATED ADVISORY PERIMETER
HNI Wealth Management That Looks Beyond Returns
For an HNI, the question isn’t just:
“What should I invest in?”
Often leads to isolated decisions, fragmented accounts, hidden commissions, and overlapping portfolio exposure.
PRODUCT-CENTRIC MODEL“How should all my wealth work together?”
We look at your financial assets, real estate, business interests, liquidity, tax considerations and global investments as one integrated wealth strategy.
FIDUCIARY ARCHITECTUREThe objective is simple: build a coherent wealth strategy, not a collection of financial products.
Fee-Only Investment Advisory
A key distinction in wealth management is between investment advice and product distribution.
A distributor is generally compensated through the distribution of financial products, while a fee-only Investment Adviser is compensated by the client for advisory services.
At myMoneySage, you pay us for advice.
Our model is built around fee-only, fiduciary investment advice rather than commissions from financial products.
Comparative Incentive Structure
Remunerated via trail commissions and distributor incentives embedded into transaction volumes and high-margin product push.
Direct client engagement fee. Zero retrocessions, zero commissions, zero distribution bias. Recommendations strictly aligned with family interest.
Complies strictly with SEBI (Investment Advisers) Regulations, 2013
Wealth Deserves Advice, Not Product Sales
You’ve spent years building your wealth.
Our role is to help you structure it intelligently, invest it deliberately, protect it appropriately and transfer it thoughtfully.
myMoneySage — Fee-only wealth advisory for successful families.
REGULATORY & OPERATIONAL CLARITY
Frequently Asked Questions
Is myMoneySage a SEBI Registered Investment Adviser?
Yes. myMoneySage is the brand name of Shreem Datatech Solutions Private Limited, which is registered with SEBI as an Investment Adviser under registration number INA200014247.
What is the minimum investment required to work with myMoneySage?
myMoneySage primarily works with HNIs, Ultra-HNIs, entrepreneurs, CXOs, business owners, NRIs and families with investable assets of ₹2 crore or more. For families with ₹25 Crore or more, we also offer family office services tailored to their more complex wealth management needs.
How much does private wealth management cost at myMoneySage?
Our advisory fees depend on the wealth management service you choose and the applicable fee structure. We follow a transparent, fee-only model and do not earn commissions from the financial products we advice. For details of our plans, advisory fees and services, please visit our myMoneySage Pricing page.
Why should HNI investors choose a fee-only investment adviser over a commission-based wealth manager?
A fee-only investment adviser is paid directly by the client rather than through commissions on financial products. This promotes transparency and helps minimise potential conflicts of interest.
At myMoneySage, our recommendations are guided by your financial goals, risk profile and interests, not product sales incentives. We recommend direct plans of all financial products and provide independent investment advice and financial planning to help you make informed decisions about your wealth.
Does myMoneySage advise on AIFs, PMS and GIFT City investments?
Yes, where appropriate and subject to suitability and applicable regulations. These investments are evaluated as part of the overall portfolio, considering risk, liquidity, fees, taxation and complexity.
Does myMoneySage advise on Real Estate?
We consider a client’s real estate holdings and exposure as part of the overall wealth strategy and asset-allocation assessment. The objective is to understand how real estate, financial assets, business interests and other significant holdings collectively affect the family’s liquidity, concentration and risk.
Does myMoneySage work with NRIs and foreign citizens?
Yes, subject to the applicable regulatory framework and individual circumstances. Indian and international assets can be considered as part of the overall wealth strategy.
Can myMoneySage advise on GIFT City investments?
GIFT City-based investment opportunities can be evaluated where appropriate, subject to the client’s eligibility, suitability and applicable regulations.
The decision to consider GIFT City is based on how an investment fits into the client’s overall portfolio—not simply because it is based in GIFT City.
Does myMoneySage provide cross-border tax advice?
We consider the tax implications of wealth and investment decisions and coordinate with qualified tax professionals where specialist advice is required.
Tax treatment depends on residency, citizenship, jurisdiction, DTAA provisions and individual circumstances.
Does myMoneySage advise on international investments?
Yes, where appropriate and subject to applicable regulations. International investments can be considered as part of a diversified wealth strategy, taking into account the client’s residency, citizenship, tax position, risk profile and overall portfolio.
Does myMoneySage manage or hold client money?
Investment advisory is different from custody or discretionary management of client assets. Clients generally retain their assets with the relevant regulated institution while myMoneySage provides investment advice.
Who is myMoneySage's wealth management service designed for?
Our services are primarily designed for HNIs, UHNIs, entrepreneurs, business owners, CXOs, NRIs, family offices and successful families seeking independent, fee-only wealth advice.