Terms & Conditions
Shreem Datatech Solutions Private Limited · myMoneySageSEBI Registered Investment Adviser · INA200014247 · BASL1263Effective 1 August 2026Last reviewed 25 July 2026Version 1.0 (Draft)Forms part of the Investment Advisory Agreement
Preamble
In terms of Regulation 19(1)(d) of the SEBI (Investment Advisers) Regulations, 2013, an Investment Adviser must enter into an investment advisory agreement with its client that includes the Most Important Terms and Conditions (MITC). The following MITC form part of the Investment Advisory Agreement between the client and Shreem Datatech Solutions Private Limited (myMoneySage).
Investment Adviser Details
| Legal Entity Name | Shreem Datatech Solutions Private Limited |
|---|---|
| Trade / Business Name | myMoneySage |
| Type of Registration | Non-Individual |
| SEBI Registration No. | INA200014247 |
| Validity of Registration | Perpetual |
| BASL Membership No. | BASL1263 |
| BSE Membership Certificate No. | BASL1263 (as published on the firm’s SEBI disclosure page) |
| Principal Officer / CEO | Kishor Kumar B GNISM Series X-A & X-B Certified Investment Adviser |
| Compliance Officer | Praveen Parthasarathypp@mymoneysage.in |
| Registered Office | No. 800, 7th Cross,1st A Main Road,BSK 3rd Stage, 3rd Phase, 3rd Block,Bengaluru – 560085 |
| Correspondence Office | #7, Sree Devi Complex,Spacio Workspace, Cabin 3,3rd Floor, NAT Street,Basavanagudi,Bengaluru – 560004 |
Most Important Terms & Conditions
- Client provides consent to the Investment Adviser to download KYC records from the Central KYC Registry (CKYCR) to perform the KYC compliance required to be complied by the Investment Adviser.
- Client understands that he/she has an option to pay the advisory fee via the Centralized Fee Collection Mechanism platform (CeFCoM).
- The Investment Adviser (IA) shall only accept payments towards its fees for Investment Advisory Services and is not permitted to accept funds or securities in its account on the client’s behalf.
- The IA does not guarantee returns, accuracy, or risk-free investments. All advice is subject to market risks, and there is no assurance of any returns or profits.
- Investment advice only related to securities shall fall under the purview of SEBI. In case of any services offered by IA related to products/services not under the purview of SEBI, IA shall make disclosure to the client and take appropriate declaration and undertaking from the client that such products/services and the services of IA in respect of such products/services do not come under the regulatory purview of SEBI and that no recourse is available to the client with SEBI for grievances related to them.
- This agreement is for the investment advisory services provided by the IA and IA cannot execute/carry out any trade (purchase/sell transaction) on behalf of the client without his/her/its specific and positive consent on every trade. The client is advised not to permit IA to execute any trade on his/her/its behalf without explicit consent.
- The fee charged by IA to the client will be subject to the maximum amount prescribed by SEBI/Investment Adviser Administration and Supervisory Body (IAASB) from time to time (applicable only for Individual and HUF Clients).
- IA may charge fees in advance if agreed by the client. Such advance shall not exceed the period stipulated by SEBI; presently a maximum of two quarters. In case of premature termination by the client or the IA, the client shall be entitled to a refund of proportionate fees for the unexpired period; however, IA is entitled to retain a maximum breakage fee of not greater than one quarter’s fee.
- Fees to IA may be paid through any specified mode such as cheque, online bank transfer, or UPI. Cash payment is not allowed. Optionally the client may pay through the Centralized Fee Collection Mechanism (CeFCoM), managed by BSE Limited (currently the recognised IAASB).
- The IA is expected to know the client’s financial details for providing services. Hence, the client is required to share financial information (e.g. income, existing investments, liabilities) with the IA.
- The IA is required to carry out the client’s risk profiling and suitability analysis before providing services and thereafter on an ongoing basis. Services will be in line with the assessed risk profile, which the IA shall communicate to the client.
- As part of conflict-of-interest management, the client or the client’s family members will not be provided any distribution services by IA or any of its group entity/family members. IA shall, wherever available, advise direct (non-commission) plans of products only.
- The IA shall endeavour to promptly inform the client of any conflict of interest that may affect the services being rendered.
- The SEBI registration, enlistment with IAASB, and NISM certification do not guarantee the performance of IA or assure returns to the client.
- Clients are required to keep contact details, including email id and mobile number(s), updated with the IA at all times.
- The IA shall never ask for the client’s login credentials and OTPs for the client’s Trading Account, Demat Account and Bank Account. Never share such information with anyone, including the IA.
Grievance Redressal
Email your grievance to support@mymoneysage.in. myMoneySage will address it within the timelines specified under SEBI circulars.
| Designation | Contact Person | Contact No. | Hours | |
|---|---|---|---|---|
| Customer Care | Bhuvana | +91 70263 24444 | bhuvana.v@mymoneysage.in | 9:30–18:30 |
| Head of Customer Care | Bhuvana | +91 70263 24444 | bhuvana.v@mymoneysage.in | 9:30–18:30 |
| Compliance Officer | Praveen Parthasarathy | +91 73587 00819 | pp@mymoneysage.in | 9:30–18:30 |
| CEO | Kishor Kumar B G | +91 98440 90646 | kk@mymoneysage.in | 9:30–18:30 |
| Principal Officer | Kishor Kumar B G | +91 98440 90646 | kk@mymoneysage.in | 9:30–18:30 |
Escalation
Step 1 — email support@mymoneysage.in; redressed within 21 calendar days.
Step 2 — Compliance Officer (pp@mymoneysage.in, +91 73587 00819) or Principal Officer (kk@mymoneysage.in, +91 98440 90646).
Step 3 — SEBI SCORES 2.0 at https://scores.sebi.gov.in .
Step 4 — Online Dispute Resolution at https://smartodr.in . Grievances on financial products in which investments were made based on advice fall within the purview of the regulator of that product.
Declaration on Non-SEBI Regulated Products
The Client acknowledges that the following products, which may be advised by the Investment Adviser, do not fall under SEBI’s regulatory purview, and that no recourse is available with SEBI for them in case of grievances:
Client Acceptance
These MITC form part of the Investment Advisory Agreement and are accepted by the client through electronic signature (e-sign) before advisory services begin. A record of acceptance is retained.