Author name: KishorKumar Balpalli

How to reduce the number of mutual funds in your portfolio

Like most investors, if your MF portfolio is overcrowded, read this to find out how you can cut down on the number of Mutual Funds. Many of us invest in mutual funds that are popular at different points in time. We end up with too many mutual funds of various types. Many mutual funds have […]

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Seek Financial advice only from an RIA(Registered Investment adviser)

Should you be seeking financial advice from a Distributor/Agent or should go with only a Registered Investment adviser Whenever you come across the term Investment Adviser, I am sure you will imagine either an Insurance agent wanting to sell you a policy or a stockbroker eager to give you tips on what shares to buy,

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All you need to know before investing in Real Estate

Here’s All you need to know before investing in Real Estate: Real estate has been there for a long time as the preferred investment haven among Indians. Such kind of behaviour is surprising in spite of the mediocre returns given by this asset class. You might not believe it! You think that you have earned

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Why and How to Link Aadhaar with UAN

Here’s Why and How to Link Aadhaar with UAN: EPFO has been highly involved in transforming the entire member interaction; especially regarding EPF withdrawals. The digitalization of the whole claim process has increased transparency and convenience. [MMS_EBOOK] To start with, the entire claim amount would be directly credited to your bank account registered with EPFO.

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How to avail Online EPF Withdrawal facility

Here’s How to avail Online EPF Withdrawal facility: From the very beginning, EPF withdrawal used to be a tedious process. You were required to submit a large number of documents. Moreover, after submission of the claim, the settlement took long waiting period of at least 3-4 months. [MMS_EBOOK] In May 2017, the Employees’ Provident Fund

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Is it good to invest in annuities for retirement income

Here are a few point to analyse whether “It’s good to invest in annuities for retirement income”: “Money is something you got to make in case you don’t die”.- Max Asnas Imagine you are nearing retirement and have a billion rupees in hand, You would want to invest your money so that you get regular

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Risk vs. Volatility – Here’s the Difference

Here are a few pointers that talks about Risk vs. Volatility Risk vs. volatility may interest you as an investor. These find an important place in the domain of investment planning & personal finance. These indicate the dangers of venturing into financial markets. These tend to speak  about the earning potential of the underlying investments. These convey the extent to

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CRR, SLR, Repo Rate & Reverse Repo Rate and its impact on your Home loans

CRR, SLR, Repo Rate, Reverse Repo Rate and how it effects your Home loans: Mr. Ajay while watching a business news channel came across a news item that there was a Repo rate cut of 25 basis points. Ajay was curious to know as to how this rate cut would impact his home loan. We often come across terms such

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