Financial Planning

11 Rules to know - Am I an NRI under FEMA and the Income Tax Act? | My Money Sage

11 Rules to know – Am I an NRI under FEMA and the Income Tax Act? | My Money Sage

NRI under FEMA and the Income Tax Act Your residential status determines which investments you can make and how much tax you will have to pay.  Many of our clients ask us about whether they are Non-Resident Indians (NRIs) or residents. They are not able to make sense of the rules under the Foreign Exchange

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What is yield curve inversion? How does it impact markets | My Money Sage

What is yield curve inversion? How does it impact markets | My Money Sage

An inverted yield curve shows that an economic slowdown may be imminent. The yield curve is one of the leading indicators that analysts use to predict the direction of the stock markets. In the United States, analysts have used it to forecast all the recessions in the last five decades. The yield curve has not

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8 Commonly Used Mutual Fund Terms & Jargons A Newbie Investor Must Know | My Money Sage

Mutual fund advisers use jargon that can be quite confusing for newbie investors. Here we discuss some of the most commonly used mutual fund terms. Knowledge of these terms will help you to understand what your financial adviser says. Mutual fund advisers use jargon that can be quite confusing for newbie investors. Here we discuss

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Father Of The Index Funds, John Bogle transformed mutual funds | My Money Sage

Your mutual funds would not have generated the kind of returns you are getting if it weren’t for him. As mutual fund investors, we need to thank Bogle for helping us to get more from our mutual funds   John Bogle changed the mutual fund industry by reducing costs and helping investors to earn higher

Father Of The Index Funds, John Bogle transformed mutual funds | My Money Sage Read More »

Emergency Fund – How to Save and Where To Invest | My Money Sage

Emergency Fund: Methods To Save Very few people think about putting money aside to deal with an emergency. Most of us are not prepared to face a crisis, because we feel that something like this will never happen to us. The following story will help you to understand the importance of creating an emergency fund:

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3 Benefits of investing in Gold in your portfolio

3 Benefits of investing in Gold in your portfolio Usually, Investors, when constructing a portfolio tend to limit their diversification strategy to equity and debt thereby ignoring gold, let’s evaluate if investing in Gold makes sense to your portfolio. Gold protects investors from stock market volatility and uncertainty. It has a negative correlation with stocks,

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Budget 2019: How will it affect your finances?

Stand-in Finance Minister Piyush Goyal presented the interim budget on February 1, 2019. It proposes tax breaks and sops that will have a positive impact on your finances. The new government that takes charge after the approaching elections will present a full budget. The interim budget proposes sops for the middle class, farmers, and unorganized

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Beware of these Misselling by Banks & Agents

“If you don’t have a plan, you become part of somebody else’s plan.”  – Terence McKenna These words highlight the importance of having a financial plan and being an informed investor. There are very few earners who have not been approached by bank or agents to buy their financial products. When they make a profit

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Should you benchmark your investment portfolio?

If you are wondering whether or how to benchmark your investment portfolio, this is must read for you. Most investors and advisors measure the performance of their portfolios against benchmarks. They use different yardsticks to measure the performance of their portfolio. Some of these yardsticks are index returns, category returns, expected returns, last year’s gains,

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What is side pocketing and how does it affect Mutual funds?

Read this article to understand how side pocketing can impact your mutual fund investments, Market regulator SEBI recently allowed debt mutual funds to “side pocket” stressed assets. This will enable them to separate bad and illiquid assets from the rest of the portfolio. It is then possible to trade the liquid assets at a separate

What is side pocketing and how does it affect Mutual funds? Read More »

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