Investment Planning for Your Financial Goals

All you need to know before you invest in Fixed Deposits

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Everything you should be aware of before you choose to invest in Fixed Deposits: Fixed Deposits commonly known as Term Deposits, are fixed interest bearing debt instruments which need to be held for fixed duration with the particular issuing entity. These impose penalties on premature withdrawal and require you to stay invested for the predetermined duration. You get flexibility to choose the

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Fixed Deposits vs Debt Funds: Which is a better investment option?

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Fixed Deposits vs Debt Funds: Which one to choose between the two? Bank Fixed Deposits in India are considered to be one of the safest instruments for investment. After all, they promise you a fixed rate of return along with the safety of your capital. Not many people know that they could lose their FD money in the

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Understanding Debt Funds & associated risks

4 Comments / Investment Planning, Mutual Fund / By KishorKumar Balpalli

Knowing Debt Funds & the risks associated with them: Debt Funds primarily invest in fixed income instruments of varying maturities such as Government Bonds, Debentures, Money Market Instruments, and Corporate Bonds, etc. To diversify risk, investors prefer to hold a certain proportion of their portfolio in debt funds. It is so because debt funds have the

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Sachet: A new initiative by RBI to curb illegal money collection schemes

Leave a Comment / Investment Planning, Personal Finance / By KishorKumar Balpalli

Here is all about a new initiative by RBI to restrain illegitimate money collection schemes: It was as recent as December 2015, when one of the Ponzi schemes came into limelight. It was with the arrest of the chief of Sai Prasad Group of Companies, he was arrested for collecting up to Rs. 2000 crores from around 20 lakhs

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How to choose a good Term Insurance Policy that suits you best

1 Comment / Insurance Planning, Investment Planning, Life Insurance, Personal Finance / By KishorKumar Balpalli

Important factors to be considered before you select a Term Insurance Policy: Benjamin Franklin once rightly said that “In this world, nothing can be said to be certain, except death & taxes”. So, you need to understand that your demise may leave your family in a financial jeopardy. Being the breadwinner, you are responsible for

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Implications of the Seventh Pay Commission: a financial planning perspective

Leave a Comment / Investment Planning, Personal Finance / By KishorKumar Balpalli

Significance of Seventh Pay Commission for your financial planning: The Seventh Pay Commission, implemented by the government with effect from 1 January 2016, will have multifaceted repercussions on the country’s economic front. On one hand, the Seventh Pay Commission will enhance the annual fiscal expenditure of the government by an amount of Rs. 1.02 lakh crore,

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Top 10 Monthly Income Investment Options in India

4 Comments / Investment Planning, Personal Finance, Retirement Planning / By Author

Here is a list of 10 leading Monthly Income Investment choice in India: It’s always a great feeling when you are financially Free and don’t have to worry about your monthly expenses. When investing for monthly income, all of us would love to have our principal intact and at the same time get high and

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Importance of having a Health Insurance Policy

6 Comments / Estate Planning, Financial Planning, Financial Planning, Fixed Income, Health Insurance, income Tax, Insurance Planning, Investment Advisor, Investment Planning, Life Insurance, Personal Finance, Tax Planning, Will Writing / By KishorKumar Balpalli

Here is why a Health Insurance Policy is essential for you: A report released by the World Health Organization on non-communicable diseases (NCD) (commonly known as lifestyle diseases) paints a depressing picture of India. 26 percent of Indians aged between 30 and 70 could die from one of the four major non-communicable diseases – diabetes,

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Everthing you should know about Initial Public Offering- IPO

2 Comments / Investment Planning, Personal Finance / By Author

A guide to Initial Public Offering (IPO): India’s primary market has started on a high note this year, as a dozen companies have already raised more than Rs. 8000 crores through IPO till June 2016 and few more are expected to raise another Rs. 6000 crores in the next few months. If you are a retail investor who

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How to select a good Mutual Fund that suits you best

Leave a Comment / Investment Planning, Mutual Fund, Provident Fund / By KishorKumar Balpalli

Here is how you can choose a good Mutual Fund that suits your requirement: Choosing a Mutual Fund might look like a daunting task for many. But believe me, it’s not a rocket science. Anybody who can devote some time and has a willingness to create wealth can do it. Let me simplify the process

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