Mutual Fund

Role of Correlation in Portfolio Diversification

Here are a few points highlighting the “Role of Correlation in Portfolio Diversification”: Portfolio Diversification is about spreading your investments across asset classes. It’s the cheapest way to reduce the firm-related portfolio risk. Firm-related/Unsystematic risk arises when your portfolio is overweight on a particular industry/firm. [MMS_EBOOK] Over-investment in particular industry/company can be risky. Unfavourable firm-related factors

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Role of Credit Ratings in Debt Mutual Fund Selection

Here’s a few points on the Role of Credit Ratings in Debt Mutual Fund Selection: For Bangalore-based Srikanth Prabhu, 2016 was an eventful year. His debt funds yielded a return of as high as 12-14%. Conversely, his fellow investors in other AMCs were facing bleeding debt portfolios due to volatile interest rate environment. He was

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Is it worth paying Fee for Financial Advice?

Here are guidelines regarding whether Is it worth paying Fee for Financial Advice?: Investors like you have always been in a dilemma as regards seeking financial advice. Even more perplexed about paying for the financial advice. Particularly as regards structured products like mutual funds, a lot of confusion looms around. You may come across two

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Should you be Investing in International Equities?

Here are a few guidelines on whether you should be Investing in International Equities: Investing in International Equities seems innovative, isn’t it! You may look upon it as one of the means to diversify. Diversification implies allocating your investments in a manner that value of your portfolio remains in line with your return expectations. It

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Benchmark & its importance in Mutual Funds

Here are some of the critical points on Benchmark & its importance in Mutual Funds: Benchmarks have found a place everywhere. From Data Analytics to Investing, benchmarks reveal a lot about the data. These set the standards against which performance of variable is measured. Standalone data figures often convey limited meaning. Benchmarks act as a

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Review of HDFC Charity Fund for Cancer Cure (HCC3)

Here are a few guidelines to Review the HDFC Charity Fund for Cancer Cure (HCC3): “True charity is the desire to be useful to others with no thought of recompense” – Emanuel Swedenborg Usually, when it’s about charity, you might get apprehensive. You may have some issues in mind. Is the organisation genuine? Will my

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What, Why & How of Systematic Transfer Plan (STPs)

Here’s all you need to know about Systematic Transfer Plan (STPs): Markets have always been volatile owing to a dynamic and growing economy. Sometimes the debt markets look promising. At other times, the equities keep throwing opportunities. Additionally, your investment needs change according to your age and life goals. So, whether it’s stormy or sunny

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