Personal Finance

6 Factors that Affect Stock Prices in India

Here are the 6 Factors that Affect Stock Prices in India: The unstable stock prices makes equity investing risky. The risk averse escape the stock market. While the risk seekers invest eagerly in equity for goal achievement. In fact, volatility carries the essence of stock market returns. The fluctuations enable real price discovery. The risk

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How you can make Frugality your new Lifestyle

 Here’s How you can make Frugality your new Lifestyle: “Frugality includes all the other virtues”. — Cicero Frugality is worthwhile. But each holds a unique perspective towards frugality. For some, it’s like an encroachment on their freedom to spend. For others, it’s a means to achieve their ends. Across the globe, frugality has been regarded

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7 Behavioural Biases affecting Investor Returns

Here is a list of 7 Behavioural Biases affecting Investor Returns: Behavioural Biases is an important concept in behavioural finance. It answers why investor makes irrational and illogical choices. Behavioural Biases explain what happens when individuals attach feelings to their investments. It illustrates instances wherein emotions overpower reason & logic. Emotions may cause erroneous selection of securities. Or at times,

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Calculating Monthly Average Balance (MAB)

Here’s all about calculating Monthly Average Balance (MAB): Come 1 April 2017, and the State Bank of India (SBI) will be penalising the Monthly Average Balance (MAB) defaulters. You might be wondering what kind of defaulters are being referred here? Account holders whose saving account balances fall short of the “Monthly Average Balance” would bear the

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Mymoneysage.in: Save, Plan, Invest & Track Money

Here’s all about Mymoneysage.in which is One tool to Save, Plan, Invest & Track your Money: Managing one’s finances is tricky as it’s more a personal problem than financial. The reason can be financial illiteracy or behavioural anomalies like procrastination, distrust, greed & fear among many others. [MMS_EBOOK] You need a fool-proof remedy to all

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