Retirement Planning

How to become a Registered Investment Advisor (RIA) in India

1 Comment / Financial Planning, Insurance Planning, Investment Advisor, Investment Planning, Personal Finance, Retirement Planning, Tax Planning / By

Here are the details that you should be know to become a Registered Investment Advisor (RIA) in India, Before SEBI RIA regulations, anyone could start working as an investment adviser. Therefore to protect the interests of investors, the capital markets regulator SEBI introduced the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013. These […]

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New Pension Scheme (NPS): Tier 1 vs. Tier 2

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Here are few differences about New Pension Scheme (NPS) Tier 1 vs. Tier 2:   In a country, whose citizens still lag behind in retirement readiness, and frown upon the mandatory contribution to the Employee Provident Fund (EPF), the introduction of a pension plan, where the contribution was voluntary, raised many eyebrows. Experts were sceptical

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PMVVY(Pradhan Mantri Vaya Vandana Yojana)- A Complete Guide

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Pradhan Mantri Vaya Vandana Yojana (PMVVY) was announced by the government in Budget 2017. The ambitious scheme aims to provide social security to the senior citizens. PMVVY works on the similar lines of the erstwhile Varishtha Pension Bima Yojana (VPBY) launched by the government during 2014-15. The similarity is on account of both plans being

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Is it good to invest in annuities for retirement income

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Here are a few point to analyse whether “It’s good to invest in annuities for retirement income”: “Money is something you got to make in case you don’t die”.- Max Asnas Imagine you are nearing retirement and have a billion rupees in hand, You would want to invest your money so that you get regular

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EPF to NPS: Is it worth transferring your money?

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Here are some guidelines as to whether Is it worth transferring your money from EPF to NPS ?: Lately, the government has recognized the need of the individuals towards better retirement. This realization came on 6 March 2017; it permitted to transfer money from EPF to NPS. It is trying to provide you alternatives apart from the

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How to be Successful at Retirement Planning

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Here are a few pointers that you need to keep in mind about How to be Successful at Retirement Planning” Retirement Planning is an oft repeated topic in the domain of financial planning. It’s about securing your future and ensuring a comfortable post-retired life. Individuals tend to perceive retirement planning as a thing to be

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Here is how to generate UAN online from EPFO without employer

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Procedure to create UAN online from EPFO without employer: Mr. Bhaskar left his job back in 2008 and currently he is running his own business. He wanted to know the procedure to get his UAN number. There have been many similar instances where people have left their job but do not have their UAN as they are

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Here is how to merge multiple EPF UAN numbers or Deactivating old UAN

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Procedure to combine multiple EPF UAN numbers or Deactivating old UAN: Mr. Rakesh Agarwal, an IT professional worked in ABC Ltd for one year from April 2015- March 2016 and in April 2016, he joined XYZ Ltd. While working with ABC Ltd, he had an Member ID/EPF account and the employer also had allotted a

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NPS vs. Mutual Funds: A Retirement Planning Perspective

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Here is a comparison between NPS and Mutual Funds: The New Pension Scheme (NPS), a defined-contribution scheme initially launched for the government employees, was extended to all the citizens of India by the end of 2009. It is an ambitious annuity plan aimed at building a vast corpus to provide regular income to you, post-retirement.

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