A guide to Dematerialisation of Mutual Fund Units: Have you ever thought of converting your Mutual Fund Units held in physical form into Dematerialised or electronic form? Are you aware of the Merits & De-merits of Dematerialisation? If not, below post will help you in making an informed decision on whether to Dematerialise your MF Units or […]
Dematerialisation of Mutual Fund Units: How, Why and Why not? Read More »
Procedure to apply for an IPO via ASBA: Whenever a company is raising money through an Initial Public Offer(IPO), three categories of investors bid for it namely Retail Individual Investors (RIIs), Qualified Institutional Bidders (QIBs) and Non-Institutional Investors (NIIs)/ High Networth Individuals (HNIs). So, if you are a retail investor and want to invest in an IPO, you
Here is how to apply for an IPO through ASBA Read More »
Everything you should be aware of before you choose to invest in Fixed Deposits: Fixed Deposits commonly known as Term Deposits, are fixed interest bearing debt instruments which need to be held for fixed duration with the particular issuing entity. These impose penalties on premature withdrawal and require you to stay invested for the predetermined duration. You get flexibility to choose the
All you need to know before you invest in Fixed Deposits Read More »
Fixed Deposits vs Debt Funds: Which one to choose between the two? Bank Fixed Deposits in India are considered to be one of the safest instruments for investment. After all, they promise you a fixed rate of return along with the safety of your capital. Not many people know that they could lose their FD money in the
Fixed Deposits vs Debt Funds: Which is a better investment option? Read More »
Here is how you can e-Verify your Income Tax Returns (ITR): Did you know that Verifying your ITR is as important as filing your return? Please be noted that your ITR will not be valid until it is verified. As per the conventional process, you can verify the return either using Digitally Signed Certificate (DSC) or by
A Step-by-Step guide to e-Verify your Income Tax Returns (ITR) Read More »
All about Income Tax Refund process: Mr. Raj Malhotra, an IT Professional files his Income Tax Return every year on time. He filed his ITR through paper mode for the Assessment year 2015-16, and the Income Tax amount which he paid was higher than the amount computed by the Income Tax Department. As a result, he
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Here is how you can handle a notice for Non-Filing of Income Tax Return: Mr. Rakesh Mourya is a regular Income Tax payer who files his Income Tax Return every year on time. For the financial year 2013-14, he skipped filing the IT Return as he changed his job and also his gross income did
A Guide to handle a notice for Non-Filing of Income Tax Return Read More »
Here is how you can smartly choose a Credit Card that suits your requirement: These days, Credit cards are one of the most popular and convenient ways of making payments. On one hand they offer great ease & convenience, on the other hand, if not used prudently, can lead you to a debt trap. In this article, I will discuss on how
Smart ways of choosing a Credit Card that suits you best Read More »
Importance of Health Insurance Portability: In India, the concept of portability was first introduced in the telecommunication sector. The mobile number portability made life a lot easier for the cell phone users. It permitted them to shift to a better mobile network provider without having to change their mobile phone numbers. Such a phenomenon was
Health Insurance Portability: How & Why Read More »
All you need to know about Central KYC Registry: Mr. Ramesh recently opened a Mutual Fund account, now he decided to invest in Direct equity & wanted to open a Dmat account, when he contacted his Broker, he was asked to submit the KYC documents. He was wondering why he has to submit the KYC documents again as he had already submitted the
Central KYC Registry: The new KYC norms should make your life easy Read More »
