Financial Planning

Here’s How to prevent misuse of Aadhaar number: On a Sunday morning, while watching favourite TV channel, Ramlal got a message on his phone saying that a bank has issued a credit card in his name. [MMS_EBOOK] But he never applied for one! Then how come the bank approved the application? Looks like Ramlal’s Aadhaar […]

Here are some signs to identify whether you are a victim of Financial Infidelity or not: Mr Ravi Kumar was an ambitious and a prosperous person. Throughout his career, he had made a lot of investments. But he never revealed any of this either to his wife or any of the family members. Upon his

 Here’s How you can make Frugality your new Lifestyle: “Frugality includes all the other virtues”. — Cicero Frugality is worthwhile. But each holds a unique perspective towards frugality. For some, it’s like an encroachment on their freedom to spend. For others, it’s a means to achieve their ends. Across the globe, frugality has been regarded

Here are a few tips to avoid falling into trap of Cash-Back Offers: Ms Anitha was looking to buy a laptop on a popular online shopping site. She found an irresistible 25% cash back offer on a laptop which cost Rs.60, 000. She assumed that she would get a credit of Rs.15,000 into her bank

Here’s all about calculating Monthly Average Balance (MAB): Come 1 April 2017, and the State Bank of India (SBI) will be penalising the Monthly Average Balance (MAB) defaulters. You might be wondering what kind of defaulters are being referred here? Account holders whose saving account balances fall short of the “Monthly Average Balance” would bear the

Here’s all you need to know about the BHIM App and how it’s a better alternative to e-wallets: BHIM App stands for Bharat Interface for Money. It is a UPI-based app developed by National Payments Corporation of India. This app has been yet another initiative of the Modi government to support the digital India campaign.