Should you be investing in Zomato IPO?

Zomato Limited was incorporated in 2010 as “DC Foodiebay Online Service Limited” is one of the leading online Food Service platforms in terms of the value of food sold. Zomato’s technology platform connects customers, restaurant partners and delivery partners, serving their multiple needs. Customers use its platform to search and discover restaurants, read & write customer-generated reviews, order food delivery, book a table and make payments while dining out at restaurants.

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It has two core business-to-customer (B2C) offerings – (i) Food delivery and (ii) Dining-out, in addition to its two business-to-business (B2B) offering (iii) Hyperpure, a one-stop procurement solution which supplies high quality ingredients to restaurant partners and (iv) Zomato Pro, which is its customer loyalty program which encompasses both food delivery and dining-out. As of March 2021, the company was present in 525 cities in India, with 3,89,932 active restaurant listings 1,61,637 active delivery partners and an average monthly food order of 10.7 Mn customers. It also has a footprint across 23 countries outside India as well. Its mobile application is the most downloaded food and drinks application in India.

Also read : Tax on Mutual Funds

Promoters & Shareholding:

Zomato is a professionally managed company and hence, there are no members forming part of the ‘promoter group’. Pure play internet company Info Edge (India) is the largest shareholder with 18.68%, followed by Uber B V (9.19%), Alipay Singapore Holding (8.39%), Antfin Singapore Holding (8.26%), Internet Fund VI Pte Ltd (6.04%), SCI Growth Investments II (6.03%) and Deepinder Goyal (5.55%).

Public Issue Details:

Offer for sale: Fresh issue of approx. 1,184,210,625 equity shares of Rs. 1 aggregating up to Rs. 9000 Cr OFS of approx. 49,342,105 equity shares aggregating up to Rs. 375 Cr.

Total IPO Size: Rs. 9375 Cr.

Price band: Rs. 72 – Rs. 76.

Objective: To fund organic and inorganic growth initiatives and to meet general corporate purposes.

Bid qty: minimum of 195 shares (1 lot) for Rs. 14,820 and maximum of 13 lots.

Offer period: 14th July 2021 – 16th July 2021.

Date of listing: 27th July 2021.

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Pros:

  • Leading Food Service Delivery platform and posted good revenue growth in the last 3 years
  • Widespread and efficient on-demand hyperlocal delivery network.
  • Strong consumer brand recognized across India.
  • It is first company using artificial intelligence & machine learning to drive innovations in serving community of customers, delivery partners, restaurant partners & makes it unique food services platform globally.
  • Currently company focus is to strengthen and expand its 3 business i.e., food delivery, dining out and hyperpure at an accelerated pace.

Cons:

  • The company has incurred losses in the last 3 years.
  • Company anticipates increased expenses in future. Means, its losses might still go up unless its revenues increase significantly.
  • Covid-19 or any other public health threat has an impact in past and is uncertain in future too. This can impact the operations of the company.
  • It faces intense competition with its competitors like Swiggy etc and in future if there are increase competitors, it can impact Zomato business.

Also read: Should you invest in SME IPOs?

Subscribe or avoid?

Zomato has created a good brand image and is penetrating fast in the online food delivery business. Of the total food consumption in India, only 8-9 percent is from restaurants, of which only 8 percent is online food delivery. This is highly underpenetrated when compared US and China where 40-50 percent of the total food consumption is from restaurants of which 40-50 percent is online delivery. Thus Indian market offers huge potential & Zomato with first-mover advantage is in a sweet spot. It is taking advantage of factors such changing consumer behavior, reduced dependence of millennials on home-cooked food/kitchen set-up, increasing consumer disposable income & spending to increase its market share substantially.

On the financial side, company revenues increased from Rs 1,397.7 Crores in FY2019 to Rs 2,118.4 Crores in FY2021 but its net profit in the last 3 years have been negative and they have reported net loss of Rs. – 816.43 Cr, Rs. – 2385.60 Cr and Rs. – 1010.51 Cr in the FY21, FY20 and FY19 respectively.

When looking at their financials the valuations is appearing expensive. The company has no listed peers. If we compare it on EV/Sales basis, Zomato is available at 25xFY21 EV/Sales which is rich when compared to global players who trade at an average of 9.5x FY21 EV/Sales. But, if we use P/BV for comparison, then Zomato seems reasonably valued as it is available at 3.5x FY21 P/BV vs global peers average of 10.6x. The demand for technology platform companies is strong. Investors have a huge frenzy for such niche internet companies that have a good brand and exciting stories around them. So despite Zomato being a loss-making company, it is amongst the most awaited IPOs of 2021. Considering the above factors investors with moderate/high-risk appetites can look at investing with a possibility of listing gains.

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Disclaimer:

This article should not be construed as an investment advise, please consult your Investment Adviser before making any investment decision.

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